Tag Archives: interenet security
Today on-line banking is used everyday by millions people around the world. How safe is it and do you need a VPN for on-line Banking.
One of the most popular question is:
“I wanted to know if I should use a VPN (virtual private network) to connect to my bank website. A service I came across claims that they will encrypt my connection, but I don’t know if they can be trusted or not. What do you think? “
This is a great question. Selecting a vpn provider for your needs you must be sure that you can trust them. This is very important when we are talking about Internet banking.
What is VPN and How It Works?
A VPN (virtual private network) is a secured tunnel that connects your device (computer, mobile phone, planshet) and another computer (a VPN server) somewhere else in the world. The connection between your computer and the VPN server is encrypted. The encryption guarantee your data safety. All your data passed with this secured channel is hidden from third parties.
Is your encryption secure?
Usually vpn providers offer 128 or 256-bit encryption. This means that all your data is coded and cannot be intercepted.
Should You Use a VPN when Connecting to Your Bank?
Generally speaking, if you are using reliable Internet connection, if your system is not infected with viruses or malware, your operating system is up to date with the latest security patches, and you’re using the latest web browser version of Firefox, Chrome, or Internet Explorer, then connecting to your bank should be perfectly secure and nothing else needs to be done. Millions of people use on-line banking like that every day.
But in cases you are using unsafe Internet connection (like Wi-Fi) – using VPN is a necessity!
How can Using a VPN Service Backfire on You?
Under the vpn you get different IP address and you have to be ready to answer your bank security why your IP is changed. Bank checks everything to be sure that your bank account is not compromised. Online banking HAS TO BE SAFE..the bank should monitor your Computer IP location, EVERY TIME. Monitor ANY changes from ANY device that connects to it.
Whether or not you decide to use a VPN service depends only on your circumstances.
If you need a VPN service to simply anonymize your IP address – for example, to gain access to certain services (such as accessing content that would otherwise not be available to you due to geographical restrictions), then yes, a VPN service will help you.
From Sahrzad Blog: http://sahrzad.net/blog/safe-vpn-line-banking/
1. Run software on a computer network or an electronic information system or any information technology medium which can cause it to stop functioning or results in crashing, deletion, omission, destruction or alteration of the programme, system, website, data or information, without authorisation.
2. Email SPAM or flooding email with messages .
3. Obtain a secret number, code or password and gain access to information technology without legal right.
4. Use a computer network or information technology system to threaten another person, force them to engage in or prevent them from engaging in a certain act.
5. Establish, manage or run a website for gambling activities, and websites that promote the collection of donations without a license accredited by the competent authority, manage or run a website or use information on a computer network with the intent to publish information, news, cartoon drawings or pictures that may endanger national security.
6. Use a computer network or any information technology system to invade the privacy of another person.
7. Eavesdrop, intercept, record, transfer or disclose conversations or audio or visual material of someone else without consent.
8. Publish photographs of others without consent.
9. Run a website promoting programmes or ideas that would prompt riots, hatred, racism or damage to the national unity.
10. Insult others or accuse them of acts that would lead to punishment or contempt by a third party online.
From Sahrzad’s Blog
Without a doubt, the use of mobile networks is here to say. In fact, the design of mobile phones continues to get better as mobile phone manufacturers invest a lot just to be ahead in the competition. But whether we like it or not, there are a lot of security risks while you are enjoying the advantages of this latest communication technology.
So far, the biggest security risk in mobile networks is loss of privacy and stealing of personal information, especially when you are browsing the Internet in a public Wi-Fi zone. No matter how secure your operating software is, you are still not totally safe. Smartphones may have security features against robbers, but not against hackers and online thieves.
To give you a better idea, imagine exposing yourself in a crowd of total strangers such as train station or coffee shop. Once you visit a website or make an online transaction, it’s like telling them all your personal details. As compared to using broadband network, your data via Wi-Fi is being transferred via wireless connection. Everyone is using the same network.
The problem arises when a third party tries to intercept your data. And because the network system is not capable of detecting interceptors, your online activities are exposed. As an additional problem, you and everyone in that area don’t have any idea that your data can be stolen. This is why you should use a VPN (Virtual Private Network).
As the name suggests, VPN allows users to use a public network privately. It hides your real IP address by assigning a temporary IP address while you are using the network. But unlike other ways to browse the web anonymously, VPN traffic is highly encrypted. This means that no third party can easily intercept your data and you are now secured.
In case you are not yet aware, many business owners use VPN to protect their vital information. They allow their employees to access their data while working in remote areas using Wi-Fi. But if you also plan to use VPN, you should know which type of VPN is applicable for your needs. You don’t want to spend money for something you will not use.
And although you can use a free VPN, don’t expect the same quality of service you can get from the premium ones. First of all, free VPNs also need money to maintain their service and they get it via advertisements while you are using their service. You should not also expect a free VPN to have a stable and fast connection, as well as great customer service.
Again, the use of smartphone is now becoming a part of our daily lives. It is also a necessity for faster communication and searching for information. On the other hand, online safety should not be taken for granted. So far, VPN is still the best way to secure your data. Just like the old saying goes, “Prevention is better than cure.”
Federal Legal Decree No. 5 for 2012 on combating cyber crimes has been issued by President His Highness Sheikh Khalifa bin Zayed Al Nahyan several years ago but many people still have lots of questions regarding it.
Let’s clarify the main points of this law.
The decree protects privacy of information from any use whatsoever by electronic or IT means to forge or produce duplicates of credit cards or civil cards.
The new decree stipulates punishments on any individual for using any kind of information technology to extort or to threaten others online to force them to engage in, or, for that matter to prevent them from engaging in, a certain act.
The decree criminalises activities by any person who creates or runs any electronic site to send, transmit, publish or promote online any pornographic material, gambling activities and any other indecent acts.
It also imposes punishment on any person for attempting to, and for helping others to, seduce others and solicit prostitution and to urge, induce or entice another person to engage in an act of prostitution.
It also criminalises acts by any one to insult others or to accuse others of acts which would lead to punishment or contempt by a third party, online or through any other information technology means.
Federal Legal Decree No. 5/2012 also imposes punishment for anyone for using an electronic network or any information technology means for the unwarranted violation of the privacy of others by eavesdropping, intercepting, recording or disclosing conversations, communications, audio and video material; taking photographs of others, creating electronic photos of others, disclosing, copying or saving them; publishing news, electronic photographs or photographs or scenes, comments, data and information even if they are authentic.
The decree stipulates punishment for any person creating or running an electronic site to publish information online or through any information technology means with the intention to engage in trafficking in persons or the illegal trade of human organs.
It also stipulates punishments for any person creating or running an electronic site to publish, online or through any information technology means, any programmes or ideas which would promote disorder, hate, racism or sectarianism and damage national unity or social peace or damage public order and pubic decency.
The decree also stipulates punishments any person for creating or running an electronic site to publish information online or through any information technology means with the intention to engage in unauthorized trade in firearms, ammunition or explosives.
The decree further stipulates punishments for any person creating or running an electronic site to publish information online or through any information technology means to promote any terrorist groups and any unlicensed society, organisation or body, to facilitate contacts with their leaders or to solicit new members, promote the thoughts thereof, to finance their activities, to provide funds and actual help for its activities, or, for that matter, to promote the making of incendiary devices, explosives or any devices used in terrorist acts.
It also stipulates punishments for any person for creating or running an electronic site to raise, online or through any information technology means, that may call for the raising of donations without authorization from the competent authorities.
It also stipulates penalties of imprisonment on any person who may create or run an electronic site or any information technology means, to deride or to damage the reputation or the stature of the state or any of its institutions, its President, the Vice President, any of the Rulers of the emirates, their Crown Princes, the Deputy Rulers, the national flag, the national anthem, the emblem of the state or any of its symbols.
It also stipulates penalties of imprisonment on any person publishing any information, news, caricatures or any other kind of pictures that would pose threats to the security of the state and to its highest interests or violate its public order.
It also stipulates penalties of imprisonment on any person creating or running an electronic site or any information technology means to engage in, or to call for, the overthrow of the system of government of the state or to seize it, or to seek to disrupt or obstruct the Constitution or the effective laws of the state, or to oppose the basic principles which constitute the foundations of the system of government of the state. The same punishment is imposed by the decree on anyone who calls for, promotes or provokes the aforementioned acts or abets or helps others to engage in them.
It also stipulates penalties of imprisonment on any person using electronic sites or any information technology means to call for disobeying the laws and regulations of the state that may be in effect.
It also stipulates penalties of imprisonment on any person using electronic sites or any information technology means to call for demonstrations, marches and similar activities without a license being obtained in advance from the competent authorities.
It also stipulates penalties of imprisonment on any person using electronic sites or any information technology means to call to engage in the unauthorised trade of antiquities and works of art.
It further stipulates penalties of imprisonment on any person using electronic sites or any information technology means to engage in the unauthorised use of, or provide unauthorized facilities to others to use, communication services or audio and video channels.
Contempt of religion
It also stipulates penalties of imprisonment for any person for using electronic sites or any information technology means to display contempt for any holy symbols, characters, figures and rituals of Islam including the Divinity (Allah, God) and the Prophets; for any other faiths or religions or any of their symbols, characters, figures and rituals; or to display contempt for or to insult any of the Divine Religions and to call for the engagement in or the promotion of sins.
It also stipulates penalties of imprisonment for any person using electronic sites or any information technology means to engage in, promote or facilitate the illegal trade of drugs, narcotics and any psychoactive drugs.
Illegal funds and content
It also stipulates penalties of imprisonment for any person using electronic sites or any information technology means to transfer or deposit illegal funds with the intention to hide or camouflage their source, or, for that matter, to hide or camouflage the facts about illegal funds, their source, movement, ownership and the rights attached to them as well as to acquire, own or use illegal funds despite knowledge by the involved person of the illegal status of their sources.
The new decree also imposes penalties of imprisonment to any person providing any organisations, bodies, institutions or entities, online or through any information technology means with misleading, inaccurate or incorrect information which would damage the interests of the state or damage its reputation and stature.
The new decree also imposes penalties of imprisonment and fines, or either of these, on any owner or administrator of an electronic website or any information technology means or devices for storing or intentionally providing illegal content,despite his or her knowledge of the illegal nature of the content, or for not removing, or failing to prevent access to this illegal content within the period stated in a written warning sent to him by the competent authorities declaring the illegal status of the content available online or the electronic site.
The new decree also allows for the seizure of the devices, software, programmes and any other means used in committing any of these crimes as well as the permanent or temporary closure of the involved property or the site. It also provided for the deportation of any foreigner convicted of any of these crimes upon the completion of the carrying out of any punishment.
The court may order that individuals convicted under the terms of the decree may be placed under surveillance or supervision, may be prevented from using networks or the information technology system or may be lodged in a rehabilitation centre or a treatment facility for a period considered by the court to be suitable.
Upon a request from the prosecutor general, the relevant court may mitigate the punishment of any people or exempt them from such punishment if they provided the judicial or administrative authorities with information related to any of the crimes against the security of the state stated in the decree, such information leading to the solving of the crime, the unveiling of or the confirmation of the involvement of the perpetrators or the apprehension of one of them.
Used materials form Emirates24.
UAE legal experts explanations on cyber crime law
In the UAE, the law prohibits VPNs if they are used to commit or conceal a crime, legal experts say.
“Article 9 in the UAE’s Law No.5/2012 on Combatting Cyber Crimes makes it an offense to use ‘a fraudulent computer network protocol address by using a false address or a third party address’ for the purposes of committing or concealing a crime,” said Dino Wilkinson, legal expert in Abu Dhabi.
“The focus of this type of legislation is generally on prohibiting larger-scale serious IT crime such as hacking or denial of service attacks,” he said.
Wilkinson said that it is highly unlikely the UAE law would be construed to pursue expatriates using VPNs to access online TV services.
“I am not aware of any particular enforcement actions being taken or contemplated by authorities on this type of benign personal use,” he said.
“I think there would be a bit of uproar among expats if they were stopped from watching Eastenders or the equivalent from their home countries.”
From Sahrzad’s Blog
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VPN (Virtual Private Network) has been proven to be the best way to browse the web anonymously. Besides being flexible, it is by far more secured than other similar technologies. With VPN, web traffic is encrypted which means no third party can easily intercept your data. Mobile users are protected when they are in a public Wi-Fi zone or a in a country with strict Internet policies. VPN offers different security protocols to choose from, and Open VPN is one of them. Here are some of its notable advantages:
1. Very easy to install and use
Released in 2002, this OpenVPN open-source software is very easy install and use. You can install it on a server and client on any platform (such as Linux, Windows, Mac OS X, and others) without restrictions. OpenVPN server waits until a client submits a request for connection, and the client establishes the connection according to the given configuration. Despite requiring you to download and setup additional configuration files, it does not come as a burden as there are tons of tutorials available.
2. Offers high level of security
OpenVPN offers various security features as such as peer authentication, digital certifications, and very strong encryption standards. It uses security protocols from the OpenSSL encryption library and SSL v3/TLS v1 protocol. The cryptographic algorithms (e.g. AES, Blowfish, 3DES, CAST-128, etc) being used are known to have no serious security issues from any party, including the NSA (National Security Agency). The 128-bit Blowfish is OpenVPN’s default cipher, but the newer AES provides more security.
3. Highly configurable and flexible
OpenVPN is highly configurable as compared to other security protocols. It can be set to run on any port, but is known to run best at TCP port 443. This makes OpenVPN traffic harder to distinguish and block as compared to the traffic from the HTTPS websites. During connection set up, OpenVPN also offers numerous points making it very flexible to all kinds of users. Connections can be tunneled through almost every available proxy and firewall, thus providing additional protection for field workers.
4. Great community support
OpenVPN requires you to download a third party app, but support from the community is great. Due to its popularity, it has already acquired a huge amount of fans all over the world. Not to mention, OpenVPN network can be connected on mobile devices and works well on various operating software such as Apple’s iOS and Android. And because it is an open source, source code is readily available and is free for modification. In short, receiving support is never a problem for OpenVPN users.
5. Highly reliable
With OpenVPN, there is no data loss even if the system goes down. Instead, the network stops so that repair and reconfiguration can be done immediately. This feature also serves as an additional security measure. OpenVPN is also considered as the most stable and reliable VPN protocol on wireless routers, non-reliable networks, as well as on Wi-Fi zones. When it comes to speed, it is notably fast even on far distances and connections with high latency. This is why many VPN providers are offering it.